PolicyEZpowered by Patriot Independent Insurance Partners

Protection for the American dream.

Home, auto, life, and business coverage with honest advice and old-fashioned service — a real specialist shops the carriers so you don't have to.

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Free quotes · No obligation · No robocalls · We never sell your info

Licensed across 9 states

Serving TX, FL, GA, SC, AL, MS, NC, CA, and CO.

One specialist, not a call center

A single licensed person handles your quotes from start to finish — no phone tag, no handoffs.

Personal + commercial under one roof

Your home, your cars, and your business — one call, one relationship.

We shop multiple carriers for you

One form, real options. You pick the coverage that fits — not the other way around.

★ Personal insurance

Coverage for your life, your home, your family.

The everyday policies that protect what you've built — explained in plain language, shopped across carriers, and matched to your budget.

Auto

Liability, collision, and comprehensive for cars, trucks, and SUVs — plus the add-ons that actually matter, like uninsured motorist and roadside.

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Home

Protects your house and everything in it from fire, storms, theft, and liability claims — built around your home's real replacement cost.

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Renters

Your landlord's policy doesn't cover your stuff. Renters insurance covers your belongings and liability for less than most streaming subscriptions.

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Life

Term and permanent options that make sure your family is taken care of if you aren't there — sized to your income, debts, and goals.

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Umbrella

Extra liability protection that kicks in when your auto or home limits run out. Big protection for a small premium — especially if you have assets to protect.

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Flood specialty site

Home insurance doesn't cover floods. Our dedicated flood site checks your FEMA zone and walks you through NFIP and private options — start the flood intake.

Go to FloodZonePro →

★ Business insurance

Coverage that keeps your business running.

From solo contractors to growing companies — contractors, retailers, offices, restaurants, and more. We speak small business.

General Liability

The foundation policy: covers third-party injuries, property damage, and legal costs. Most clients and contracts require it.

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Workers' Comp

Covers medical bills and lost wages when an employee gets hurt on the job — required in most states once you have employees.

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Commercial Auto

Your personal auto policy won't cover work vehicles. Commercial auto covers company cars, trucks, and fleets on the job.

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Business Owner's Policy (BOP)

Bundles property and liability into one cost-effective package — the go-to starter policy for small businesses with a physical location.

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Contractors niche hub

GL, workers' comp, commercial auto, and tools — packaged for contractors who need certificates fast and coverage that actually fits the trade.

Contractor insurance hub →

Professional Liability

Also called errors & omissions. Protects service businesses and consultants when a client claims your work cost them money.

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★ How it works

Three steps. Zero homework.

No phone tag, no fifty-page applications, no decoding fine print on your own.

Tell us what you need

A two-minute form — what you want covered and how to reach you. That's it.

We shop the carriers

A licensed specialist compares real options across multiple carriers for your situation — not just one company's menu.

You pick the coverage that fits

Clear options, plain-language explanations, honest guidance. You choose — we handle the paperwork.

Quotes are always free, and there's no obligation. Asking what something costs doesn't commit you to anything — it just gives you the information to decide. And here's what we won't do: no bait prices that change at checkout, no robocalls, no selling your information to lead brokers. One specialist, real options, straight answers.

Get a quote

Tell us what you need. We do the legwork.

Pick your lines, answer a few questions — a licensed specialist comes back with real options.

  • One intake for personal, business, or both — about 2 minutes
  • Questions adapt to the lines you pick
  • A licensed specialist follows up — usually within one business day
  • No bait prices, no call centers, no selling your information
  1. 1Lines
  2. 2Details
  3. 3Contact
  4. 4Review

★ Straight answers

The questions everyone asks before they trust a quote site.

Most quote sites hope you won't ask these. We'll answer them anyway.

Why don't I get an instant price online?
Because instant prices on quote sites are often wrong — sometimes off by hundreds of dollars a year versus the final underwritten price. We'd rather give you real options a licensed specialist has actually shopped than a bait number that changes at checkout.
Will I get spam calls after I request a quote?
No. No robocalls, no call centers, no lead brokers. One licensed specialist follows up with your options — usually within one business day.
Do you sell my personal information?
Never. Your information is used only to prepare your quotes. It is not sold, rented, or shared with lead brokers.
Is there any obligation if I get a quote?
None. Quotes are free, and asking what something costs doesn't commit you to anything.
Which insurance carriers do you quote?
We shop across multiple carriers through our appointments as an independent agency. We only present carriers we're actually appointed with — no invented carrier lists. All quotes are subject to carrier underwriting and final approval.
How fast will I hear back?
Usually within one business day. Your intake arrives as a complete quote packet, so the specialist can start quoting immediately instead of calling you for missing details.
Why do you ask for all these details?
Carriers price on details — drivers, vehicles, property features, operations. Collecting it once up front means accurate quotes with no phone tag and no re-entering the same information on a carrier's site afterward.
What if I'm not in a state where you're licensed?
You'll see a clear notice during the quote request, and your request becomes a waitlist signup. We'll reach out the moment we're licensed in your state.
What does "powered by Patriot Independent Insurance Partners" mean?
Insurance quoted through PolicyEZ is written through Patriot Independent Insurance Partners, the independent agency behind the site. PolicyEZ is an HB3 company.

★ Coverage area

Licensed where you live and work.

PolicyEZ is licensed to write personal and commercial insurance in nine states:

Texas Florida Georgia South Carolina Alabama Mississippi North Carolina California Colorado