/* Homepage coverage picker: horizontal segmented tabs. One row of three
   equal tabs (Commercial | Personal | Life); the selected tab is filled
   Old Glory red, and a single panel below shows that segment's intake
   options. Same design language as the quote-page picker. */
.seg-tabs{display:grid;grid-template-columns:repeat(3,1fr);gap:.65rem;margin-top:2rem;max-width:780px}
.seg-tab{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.25rem;min-height:78px;padding:.85rem .5rem;border:2px solid var(--line);border-radius:16px;background:#fff;font-family:inherit;cursor:pointer;text-align:center;transition:border-color .18s,background .18s,box-shadow .18s}
.seg-tab:hover{border-color:#dfa9b6}
.seg-tab b{font-size:1.04rem;font-weight:800;color:var(--navy);letter-spacing:-.01em}
.seg-tab small{font-size:.72rem;color:var(--muted);line-height:1.35;max-width:17ch}
.seg-tab .tab-count{font-size:.68rem;font-weight:800;color:var(--flag-dark);background:#fbe7ec;border-radius:99px;padding:.18rem .6rem;white-space:nowrap}
.seg-tab[aria-selected="true"]{background:var(--flag);border-color:var(--flag);box-shadow:0 8px 22px rgba(179,25,66,.32)}
.seg-tab[aria-selected="true"] b{color:#fff}
.seg-tab[aria-selected="true"] small{color:rgba(255,255,255,.88)}
.seg-tab[aria-selected="true"] .tab-count{background:#fff;color:var(--flag-dark)}
.seg-tab:focus-visible{outline:3px solid rgba(179,25,66,.35);outline-offset:2px}
.seg-panel{margin-top:1rem;max-width:780px;border:1.5px solid var(--line);border-radius:16px;background:#fff;padding:1.25rem 1.25rem 1.35rem;box-shadow:0 4px 18px rgba(15,42,74,.06)}
.seg-panel .cov-sub{color:var(--flag-dark)}
.seg-panel-in{animation:segpanelin .26s ease}
@keyframes segpanelin{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.cov-sub{font-size:.72rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);margin-bottom:.6rem}
@media(max-width:520px){.seg-tab{min-height:62px;padding:.7rem .4rem}.seg-tab b{font-size:.95rem}.seg-tab small{display:none}}
.line-grid{display:grid;grid-template-columns:1fr 1fr;gap:.6rem}
@media(max-width:520px){.line-grid{grid-template-columns:1fr}}
.chip{border:2px solid var(--line);border-radius:12px;background:#fff;padding:.9rem .8rem;font-family:inherit;cursor:pointer;text-align:left;min-height:64px;transition:border-color .15s,background .15s}
.chip b{display:block;font-size:.98rem;color:var(--navy);letter-spacing:-.01em}
.chip small{display:block;font-size:.76rem;color:var(--muted);margin-top:.15rem;line-height:1.4}
.chip.on{border-color:var(--flag);background:#fdf2f5;box-shadow:0 2px 10px rgba(179,25,66,.12)}
.chip.on b::before{content:"\2713 ";color:var(--flag-dark);font-weight:800}
/* Industry type-ahead (Commercial panel) */
.hp-biz{margin-top:1.1rem;margin-bottom:1.15rem}
.hp-biz-label{display:block;font-size:.95rem;font-weight:700;color:var(--navy);margin-bottom:.5rem}
#hp-biz-input{display:block;width:100%;padding:.95rem 1.1rem;font-size:1.05rem;font-family:inherit;border:1px solid var(--line);border-radius:18px;color:var(--ink);background:#fff;box-shadow:0 8px 30px rgba(15,42,74,.10)}
#hp-biz-input::placeholder{color:#8a97a8}
#hp-biz-input:focus{outline:none;border-color:var(--flag);box-shadow:0 0 0 4px rgba(179,25,66,.12),0 8px 30px rgba(15,42,74,.10)}
.hp-biz-results{margin-top:.5rem;border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff;box-shadow:0 10px 30px rgba(15,42,74,.10)}
.hp-biz-opt{display:block;width:100%;padding:.8rem 1.1rem;background:#fff;border:0;border-bottom:1px solid var(--line);font-family:inherit;cursor:pointer;text-align:left}
.hp-biz-opt:last-child{border-bottom:0}
.hp-biz-opt b{display:block;font-size:.98rem;color:var(--navy);font-weight:600}
.hp-biz-opt small{display:block;font-size:.78rem;color:var(--muted);margin-top:.1rem}
.hp-biz-opt.active,.hp-biz-opt:hover{background:#fdf4f6}
.hp-biz-nomatch b{color:var(--flag-dark)}
.hp-biz-picked{display:flex;align-items:center;justify-content:space-between;gap:1rem;border:2px solid var(--flag);background:#fdf4f6;border-radius:12px;padding:.85rem 1.1rem}
.hp-biz-picked b{display:block;color:var(--navy);font-size:1rem;letter-spacing:-.01em}
.hp-biz-picked small{display:block;color:var(--muted);font-size:.78rem;margin-top:.1rem}
.hp-biz-clear{flex:0 0 auto;width:44px;height:44px;border-radius:50%;border:1.5px solid var(--line);background:#fff;color:var(--muted);font-size:1.3rem;line-height:1;cursor:pointer;font-family:inherit}
.hp-biz-clear:hover{border-color:var(--flag);color:var(--flag-dark)}
/* Per-panel Quick Quote footer */
.acc-foot{margin-top:1.2rem;padding-top:1.15rem;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:.7rem}
.qq-btn{width:100%}
.qq-trust{font-size:.83rem;color:var(--muted);margin:0;line-height:1.5}
.cov-rec{margin:.2rem 0 .9rem}
.class-link{display:inline-block;font-weight:700;color:var(--flag-dark);font-size:.95rem;text-decoration:none;border-bottom:2px solid rgba(179,25,66,.35);padding-bottom:1px}
.class-link:hover{border-bottom-color:var(--flag-dark)}
.rec-note{font-size:.82rem;color:var(--muted);margin:.45rem 0 0}
.next-acc-row{display:flex;align-items:center;gap:.9rem;width:100%;margin:1.1rem 0 0;padding:1rem 1.15rem;border:1.5px solid var(--line,#e3e9f0);border-radius:12px;background:#fff;cursor:pointer;text-align:left;min-height:64px;text-decoration:none;color:inherit;box-sizing:border-box}.next-acc-row:hover{border-color:var(--flag,#b31942)}.next-acc-tx{flex:1;min-width:0}.next-acc-tx b{display:block;font-size:.98rem;color:var(--navy,#0f2a4a);letter-spacing:-.01em}.next-acc-tx small{display:block;font-size:.8rem;color:var(--muted,#5b6b7d);margin-top:.15rem}.next-acc-logo{flex:0 0 auto;display:flex;align-items:center}.next-acc-logo img{display:block;width:115px;height:34px}.next-acc-go{flex:0 0 auto;font-size:1.4rem;line-height:1;color:var(--flag,#b31942);font-weight:700}
/* Standalone surety-bond row (Commercial panel, always visible): quieter
   tertiary row after the NEXT bind lane. Plain link to the portal. */
.bond-acc-row{display:flex;align-items:center;gap:.9rem;width:100%;margin:1.1rem 0 0;padding:.85rem 1.15rem;border:1.5px solid var(--line,#e3e9f0);border-radius:12px;background:#fbfcfe;min-height:56px;box-sizing:border-box}
a.bond-acc-row{text-decoration:none;color:inherit;cursor:pointer}
a.bond-acc-row:hover{border-color:var(--flag,#b31942)}
.bond-acc-row.bond-rec{border-color:#f0d3dc;background:#fdf7f9}
.bond-rec-badge{display:inline-block;vertical-align:1px;font-size:.68rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#fff;background:var(--flag,#b31942);border-radius:999px;padding:.15rem .55rem;margin-left:.5rem}
.bond-acc-tx{flex:1;min-width:0}
.bond-acc-tx b{display:block;font-size:.95rem;color:var(--navy,#0f2a4a);letter-spacing:-.01em}
.bond-acc-tx small{display:block;font-size:.78rem;color:var(--muted,#5b6b7d);margin-top:.15rem}
.bond-acc-go{flex:0 0 auto;font-size:1.3rem;line-height:1;color:var(--flag,#b31942);font-weight:700}
/* Inline validation error */
.pick-err{display:block;font-size:.92rem;font-weight:700;color:var(--flag-dark);background:#fdf2f5;border:1px solid #f0dbe1;border-radius:10px;padding:.7rem 1rem;margin:1.1rem 0 0}
.cov-flash{animation:covflash 1.25s ease}
@keyframes covflash{0%{box-shadow:0 0 0 0 rgba(179,25,66,.35)}100%{box-shadow:0 0 0 14px rgba(179,25,66,0)}}

/* 2026-11-09 pixel fix: an odd last coverage card spans the full row instead of orphaning */
@media(min-width:521px){.line-grid>*:last-child:nth-child(odd){grid-column:1/-1}}