★ Insurance agency in Houston, Texas

Houston coverage from agents who know your name.

Houston is home turf for our team. We write auto, home, business, life, and flood coverage across Harris County, and we do it the old way: if you don't know your agent, we want you to know us.

  • Auto
  • Home
  • Business
  • Life
  • Flood

Free quotes · No obligation · A licensed specialist answers, usually within one business day

★ What we write in Houston

One agency for the whole picture.

As an independent agency, we shop your coverage across carriers instead of selling one company's menu. Here is what Houston clients come to us for.

Personal lines

Auto, home, renters, umbrella, and landlord coverage for the cars, homes, and rentals in your life. See all personal insurance.

Business and commercial

General liability, commercial property, workers' comp, and more for Houston businesses, from solo operators to growing teams. Start with commercial insurance or our business insurance overview.

Life insurance

Term and permanent life insurance sized to your family and your budget, explained in plain language with no pressure to buy more than you need.

Flood insurance

Homeowners policies do not cover flood damage. Check your zone with our free flood zone check, read the Texas flood guide and the Houston flood hub, and we will price flood coverage alongside your home quote.

★ Local notes

Insurance in Houston: what is on homeowners' minds here.

Houston is the Harris County city of bayous: Buffalo Bayou runs through downtown, Brays Bayou runs through the Texas Medical Center area, and waterways cross flat terrain in every direction. Houston clients are a big part of the work we do every week.

Heavy Gulf rain is the fact of life that drives Houston insurance. Flood awareness belongs in every homeowners conversation here, and flood coverage is a separate policy from homeowners insurance. Start with our Houston flood hub for how flood zones and flood policies work locally, and check any address free before you quote.

★ Know your agent

Know your agent before you need them.

Most people could not name their insurance agent. We think that is backwards. If you don't know your agent, we want you to know us: Gabriel Seales, our President; Cody Briley, VP of Operations; and Insurance Advisors Jessica Green and Max Montegut IV, backed by a client services team led by Juanita Seales. Meet the whole team before you ever need to file a claim.

Start with a free review of the coverage you already have. No pressure and no obligation: we read your current policies, flag gaps and overlaps in plain language, and tell you honestly if what you have is already right. If it is, keep it where it is.

Call (912) 349-7731 or text (913) 521-5793, or email [email protected]. A licensed specialist follows up, usually within one business day.

★ Straight answers

Houston insurance, answered straight.

Do I have to switch agencies to work with you?
No. If your current policy is right for you, you can often keep it and simply name us as your agent of record. Keep your policy. Keep your price. Change your agent. And if a review shows your coverage could do better, we will shop it across carriers and show you the options side by side before you decide anything.
Are you actually local to Houston?
We serve Houston clients every day, all by phone and text. We are licensed in Texas, and you can reach us by phone at (912) 349-7731 or by text at (913) 521-5793. You will talk with a licensed specialist who knows Harris County, not a call center.
What does a coverage review cost?
Nothing. A review of your current coverage is free, with no obligation and no pressure. We look at what you have, flag gaps or overlaps in plain language, and tell you honestly if what you have is already right. To start one, call (912) 349-7731 or text (913) 521-5793.
Do I need flood insurance in Houston?
It depends on where your home sits and what your lender requires. Standard homeowners policies do not cover flood damage, and Houston's flat terrain and bayous mean heavy Gulf rain is worth planning for across the city. We can check your property's flood zone free and price flood coverage alongside your home quote, so you can decide with real numbers in front of you.

Houston quote

Start your quote. Two minutes.

Tell us what you need covered and how to reach you. A licensed specialist comes back with real options.

  • Personal, business, life, and flood quoted by one team
  • Your current policies reviewed free, with no pressure
  • A licensed specialist follows up, usually within one business day
  • No bait prices, no call centers, no selling your information

Zero Spam Guarantee. Your information goes straight to a licensed agent at Patriot Independent Insurance Partners. Never sold, never sent to lead brokers.

Free quotes. No obligation. Licensed in TX and GA. CA License #0M55310.

Call (912) 349-7731Text (913) 521-5793Get my quote