★ Legal

Terms of Service

Last updated: October 5, 2026

What this site is

policyez.com is operated by PolicyEZ, a service of Patriot Independent Insurance Partners, an HB3 company. By using the site, you agree to these terms.

General information, not advice

Everything on this site — including the guides in the PolicyEZ library — is general information, not legal or insurance advice. Insurance rules, rates, and availability vary by state and carrier.

Quotes and coverage

• All quotes are subject to carrier underwriting and final approval.
• Coverage availability, terms, and pricing vary by state and carrier.
• Nothing on this site constitutes a binder of coverage. Coverage begins only when a carrier confirms it in writing.
• PolicyEZ and Patriot Independent Insurance Partners are licensed to do business in TX, FL, GA, SC, AL, MS, NC, CA, and CO. License numbers are available upon request.

Using the site fairly

You agree to provide accurate information in quote requests and not to misuse the site — no automated scraping, no spam, no attempts to interfere with its operation. We may update or remove content at any time.

Limitation of liability

We work to keep the information here accurate, but we don't guarantee it, and we're not liable for decisions made based on this site's content. Insurance products are governed by their policy documents — the policy always controls.

Questions

Start a quote request on the homepage and note that it's about these terms. A licensed specialist will respond.