★ Business insurance
Coverage that keeps your business running.
From solo contractors to growing companies — general liability, workers' comp, commercial auto, and the rest. Quoted by a licensed specialist who speaks small business.
Free quotes · No obligation · A licensed specialist answers — usually within one business day
★ What it covers
The policies businesses actually buy.
Each line below starts the same short quote form, pre-set for that coverage. One specialist quotes the whole package.
General Liability
The foundation policy: covers third-party injuries, property damage, and legal costs. Most clients and contracts require it.
Workers' Comp
Covers medical bills and lost wages when an employee gets hurt on the job — required in most states once you have employees.
Commercial Auto
Your personal auto policy won't cover work vehicles. Commercial auto covers company cars, trucks, and fleets on the job.
Business Owner's Policy (BOP)
Bundles property and liability into one cost-effective package — the go-to starter policy for small businesses with a physical location.
Professional Liability
Also called errors & omissions. Protects service businesses and consultants when a client claims your work cost them money.
Tools & Equipment
Gear, tools, and inland marine — the stuff that earns your money, covered when it's stolen, damaged, or in transit.
Contractors
GL, workers' comp, commercial auto, and tools — packaged for contractors who need certificates fast and coverage that actually fits the trade.
Run a pressure washing, exterior cleaning, or mobile detailing business?
Those trades get a dedicated intake through WashCover — an HB3 company built for them, with questions tuned to the trade and a licensed specialist on the other end. Coverage gets quoted first, then your certificate is issued off the new policy.
Continue with WashCover → — or start the general business quote below; it covers every trade.
★ How it works
Three steps. Zero homework.
Built for people who'd rather be running the business than filling out insurance forms.
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Tell us about the business
A two-minute form — what you do, who works there, what needs covering. That's it.
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We shop the carriers
A licensed specialist compares real options across multiple carriers for your operation — including the ones that actually want your class of business.
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You pick the coverage that fits
Clear options, plain-language explanations, honest guidance. You choose — we handle the paperwork, including certificates when you need them.
Quotes are always free, and there's no obligation. Asking what something costs doesn't commit you to anything. And here's what we won't do: no bait prices that change at checkout, no robocalls, no selling your information to lead brokers.
★ Straight answers
Business insurance, answered straight.
How fast can I get a certificate of insurance (COI)?
Do I really need workers' comp if I only have a couple of employees?
What makes business insurance cost more or less?
I'm a contractor — is there a faster path for me?
Will I get spam calls after I request a quote?
Business quote
Start your business quote. Two minutes.
Tell us about the operation — a licensed specialist shops the carriers and comes back with real options.
- GL, workers' comp, commercial auto, BOP, and more
- Questions adapt to the lines you pick
- A licensed specialist follows up — usually within one business day
- No bait prices, no call centers, no selling your information
Free quotes. No obligation. Licensed in TX, FL, GA, SC, AL, MS, NC, CA, and CO.